December 2017

Some cancer grants cover chemo treatments received prior to being approved for the grant!

Several cancer grants actually allow you to use your awarded grant funds to cover chemo treatments and other cancer drugs that you received prior to being approved!

Some cancer grants allow you to use funds to cover treatments received up to 180 days prior to being approved for funding! So if you were approved for grant funding in say April, you could use your grant funds to cover chemo treatments or other drugs that you received all the way back to November.

All of the cancer grant foundations have different guidelines and rules that they follow as far as the amount of grant funding you receive and their “retro” rules.

Retro – (retroactive) Definition: to go back in time, how far the grant program will allow you to go back in time to use your benefits on treatments you have already received before you were actually “approved” for a grant award. Some grant programs will allow you to use your awarded grant benefits on treatments that you already received 30-180 days before you were actually approved for the grant program.

One of the grants that I was awarded was for $2,500.00, and I used $1,054.33 to cover chemo treatments that I received PRIOR to being approved for the grant and PRIOR to even applying to the program! See our foundation grant list below…

Each foundation will also provide you with a specific end date that you must use your grant benefits by or your benefits will expire and be unusable. Some foundations will allow you to reapply if you get to your benefit expiration date and you still need co-payment assistance.

If you are approved for a co-payment assistance grant the foundation will let you know your approved date, your grant award dollar amount, time period you have to use your co-payment assistance grant, and how many days you will be allowed to use the grant funds for retro services.

Read our page on Chemotherapy and drug grant overview (to Save you $$$) and after you are clear on how the grant process works go to our Foundation Grant List and start making some phone calls and see if you can put some money back in your pocket 🙂

Click on the compass below to check out our other free resources to help you be more comfortable during your cancer treatment:

The following products helped me during my cancer treatment:

(purchasing through our affiliate links, help support this site 🙂 )

Why you should know the generic & brand name of each cancer drug you are taking

The grants are available according to the type of cancer you have (example: breast cancer, colon cancer, thyroid cancer, etc.) and also available according to the type of chemo cancer treatment drugs you are receiving for your treatment.

Each chemo drug usually has a brand name and a generic name. Once it has been decided which chemo drugs you will receive as part of your treatment, you need to be familiar with both the brand name and generic name for each drug.

Chemotherapy may be given with a curative intent (which almost always involves combinations of chemo drugs), so you may be receiving several different chemo drugs at one time that interact well together to combat the cancer cells. So make sure you talk to your doctor and get a complete list of ALL the chemo drugs you are receiving so that you can apply for assistance for each drug you are receiving.

Some grant foundations only list drugs by the brand name and some only list them by their generic name in their computer system, so it is really important to use both names when you are calling to apply for co-payment grants.

You can look up the brand name and generic name of drugs at this web site: www.rxlist.com

As soon as you know the brand name and generic name of each drug you are receiving for treatment, you should apply for a co-payment assistance grant through whichever foundations that you are eligible to apply to based on the drugs you are receiving and the type of cancer you have (example: breast cancer, colon cancer, thyroid cancer, etc.) The link to our Foundation grant list is below.

Some foundations only accept a specific number of new applications each month, and some only take new applications during the first few days of each month, so you need to start applying right away, because you may qualify to apply for a certain grant because they are accepting applications for the specific drugs you are receiving and for the specific type of cancer you have (example: breast cancer, colon cancer, thyroid cancer, etc.), however they may tell you that they have already met the limit of applications that they are accepting for those drugs this month, so you would have to wait until the next month. So that is why you want to start calling on the grants right away and make notes on each grant that you call on so that you can call back if necessary the next month.

The following are the cancer treatment drugs I was given, I also listed my out of pocket co-pay amount that I was billed for each drug for each of my six chemo treatments:

Neulasta Injection: $346.13 (my co-pay out of pocket amount)

Taxotere (generic name- Docetaxel): $694.02 (my co-pay out of pocket amount)

Adriamycin (generic name- Doxorubicin): $8.10 (my co-pay out of pocket amount)

Cytoxan (generic name- cyclophosphamide): $6.08 (my co-pay out of pocket amount)

Check out our chemotherapy and drug grant overview page to learn more

Also, check out our Foundation grant list page

Click on the compass below to check out our other free resources to help you be more comfortable during your cancer treatment:

The following products helped me during my cancer treatment:

(purchasing through our affiliate links, help support this site 🙂 )

Your health insurance may cover the cost of your wig!

Your health insurance may offer an allowance that can be used towards wigs and other head covering items such as scarves, cotton sleeping caps, beanies, hats, and wig liners.

My health insurance offered a one time lifetime benefit of $350, so I used every penny of it toward my two wigs, several head scarfs, sleeping beanies (your hairless head will be very cold at night, especially in winter months), hats, and outside winter beanies.

Locate and Read– The Summary of Benefits and Coverage Disclosure from your Health Insurance provider and get familiar with your health coverage and benefits. If you do not have this booklet, call your health insurance provider and request one be mailed to you.

(purchasing through our affiliate links, help support this site 🙂 )

Check your Summary of Benefits or call your insurance company and ask if your health insurance offers a benefit for “Head Prosthesis” due to medical hair loss. If so, then you can bill the wigs to your insurance.

Ask your insurance company the process you should use to get reimbursed for your wig and head covering purchases (Head Prosthesis), since most wig shops are not set up to bill health insurance companies directly.

I purchased my wig and other head coverings and got a receipt that I could submit to my health insurance company along with the claim form.

Call and request a claim form from your health insurance company and then note on the claim “Hair loss due to chemotherapy”, the billing code I used was #561 (ask your health insurance if this is the correct code that you should use before mailing in your claim form so that there is not a delay in getting reimbursed).

Check out our wig resource page for more info on wigs.

Check out our chemotherapy and drug grant overview page for more info on how to save $$$ on your out of pocket cancer costs.

Click on the compass below to check out our other free resources to help you be more comfortable during your cancer treatment:

The following are products that I found helpful during my cancer treatment:

(purchasing through our affiliate links, help support this site 🙂 )