cancer

Crazy Sexy Cancer Tips

This is a great read that I mentioned in last weeks post, if you are looking to kick start your New Year, Crazy Sexy Cancer Tips by Kris Carr in a very inspiring book about a cancer survivors journey.

Kris Carr is an actress and photographer who discovered she had a liver covered with cancerous tumors. Her inspiring book is a warm and funny tool for anyone diagnosed with cancer.

I found this book to be very uplifting and provided much needed hope through my own cancer journey through all the ups and downs and frustrations it can create.

She documents her interactions through her cancer journey with her friends, family, doctors, and other cancer survivors. She also provides tips on how to boost your immune system through the food you eat and provides recipes that worked for her. Kris Carr is very candid and inspiring about her cancer journey, she just says it like it is 🙂

Check out our other Cancer Butterfly Resources by clicking the compass below:

Some cancer grants cover chemo treatments received prior to being approved for the grant!

Several cancer grants actually allow you to use your awarded grant funds to cover chemo treatments and other cancer drugs that you received prior to being approved!

Some cancer grants allow you to use funds to cover treatments received up to 180 days prior to being approved for funding! So if you were approved for grant funding in say April, you could use your grant funds to cover chemo treatments or other drugs that you received all the way back to November.

All of the cancer grant foundations have different guidelines and rules that they follow as far as the amount of grant funding you receive and their “retro” rules.

Retro – (retroactive) Definition: to go back in time, how far the grant program will allow you to go back in time to use your benefits on treatments you have already received before you were actually “approved” for a grant award. Some grant programs will allow you to use your awarded grant benefits on treatments that you already received 30-180 days before you were actually approved for the grant program.

One of the grants that I was awarded was for $2,500.00, and I used $1,054.33 to cover chemo treatments that I received PRIOR to being approved for the grant and PRIOR to even applying to the program! See our foundation grant list below…

Each foundation will also provide you with a specific end date that you must use your grant benefits by or your benefits will expire and be unusable. Some foundations will allow you to reapply if you get to your benefit expiration date and you still need co-payment assistance.

If you are approved for a co-payment assistance grant the foundation will let you know your approved date, your grant award dollar amount, time period you have to use your co-payment assistance grant, and how many days you will be allowed to use the grant funds for retro services.

Read our page on Chemotherapy and drug grant overview (to Save you $$$) and after you are clear on how the grant process works go to our Foundation Grant List and start making some phone calls and see if you can put some money back in your pocket 🙂

Click on the compass below to check out our other free resources to help you be more comfortable during your cancer treatment:

The following products helped me during my cancer treatment:

(purchasing through our affiliate links, help support this site 🙂 )

Steps leading up to my Breast Cancer diagnosis

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I first noticed the lump in my right breast while on vacation over the summer with my family. Once we returned home, I made an appointment with my doctor.

They were certain it was NOT cancer but sent me to get a mammogram just to be sure. The mammogram came back with abnormalities. They did an ultrasound that same day on the breast.

They told me they wanted me to come back for a biopsy the next week, they kept saying they were sure it was not cancer, “I was too young, it didn’t run in my family, I don’t fit the profile, blah, blah, blah…”

I went back the next week and had the biopsy on a Wednesday and by Friday afternoon ten minutes before needing to leave to pick up my daughter at kindergarten my doctor’s office called with the horrible news…… I do indeed have breast cancer.

And let me tell you….. the world stopped….. you hear of people saying the “world just stopped”, and it really did….dead silence, I had to remind myself to breathe…

I was and still am shocked! I had my first baseline mammogram at age 35 and it was fine. I was 40 years old when I was diagnosed with breast cancer. I am now happy to say I am a seven year breast cancer survivor 🙂

To help ease your burden as you go through cancer treatment we have a lot of resources available to help with out of pocket costs for hospital tests, chemotherapy cost, chemotherapy side effects, and radiation treatment costs.

Click the compass below to check out all the FREE Resources available on CancerButterfly.com to help you through your cancer treatment:

Save money on out of pocket Hospital bill co-pays

As you go through cancer treatment you will accumulate a lot of various individual bills for hospital services. These services may include lab work, MRI, PET scan, echocardiogram, ultrasounds, X-rays, Mammograms, biopsies, genetic tests, surgery, and any other large test performed at the hospital.

The costs of all these tests can REALLY add up! Usually your health insurance company will have negotiated the rates on these services with your hospital, but you may still have quite a bit to pay out of pocket on your co-pays.

The amount I owed the hospital for my out of pocket co-pay cost for all my breast cancer related hospital expenses was $1,594.88. Thankfully, I learned how to apply for a discount on these costs and luckily was able to receive a 54% discount off of that amount, so then I only owed $726.22!

When you also have out of pocket co-pays and deductibles to pay for chemotherapy and radiation treatment, all the out of pocket costs can really start to add up! So anywhere you can save money helps a lot! Thankfully, there is financial help for cancer patients!

If your “Fairy Godmother” could give you cancer treatment advice

She would say….

“You must let your friends and family help you whenever possible during your treatment. This is the time to take friends and family up on any offers of help!”

If a friend or family member says…..”What can I do to help?”…. You NEED to say “I could use help with…”

Have a list ready of things that you know you could use help with.

Here are a few suggestions of things that others could DO to help you while you go through treatment:

Deliver a meal or two through your meal train
Clean your bathrooms, vacuum & dust, or clean your entire house 🙂
Do your family’s laundry
Mow your lawn or weed flower beds
Water your plants
Pick up your groceries
Babysit your kids so you can take a nap
Wash your car

If things are in order around your home, you will feel less stressed and be more at peace which will greatly help you through your treatment.

The further along you go into treatment the more tired you will be and the less energy you will have, so it is really a good idea to let people start helping you right away because if you wait until you really need it you may be way too tired to even try to schedule the help you need at that point. Better to get in a good schedule of receiving help from the beginning of treatment so that friends and family can slowly work helping you into their own personal schedules too so it is easier on everyone.

Bottom line is…..your friends and family will want to help you and you NEED to let them help. It is good for all involved because you need the help and it will let them give you the gift of helping and give them something to do that will really help you.

Cancer Butterfly has a lot of FREE Resources available to help you get through cancer treatment more comfortably.

How to save money on chemotherapy treatment

Chemotherapy treatment can be VERY expensive depending on what type of insurance you have and how much your health insurance is contracted to cover of your chemotherapy treatment.

Chemotherapy grants and drug co-pay programs can help! Chemotherapy grants and drug co-payment programs have specific time deadlines and depending on the program may only go retro for 30-360 days from your “approved” date, so it is VERY important to apply for these right away.

The co-payment programs are available according to the type of cancer you have (example: breast cancer, colon cancer, thyroid cancer, etc.) and are also available according to the type of chemotherapy cancer treatment drugs you are receiving for your treatment.

The following are all drugs I received as part of my breast cancer treatment: Evista (hormone blocker), Emend (very expensive anti-nausea drug), Anzemet (chemo drug), Adriamycin (chemo drug), Cytoxan (chemo drug), Taxotere (very expensive chemo drug), Neulasta Injection (to ward off infection, very expensive!).

Actual cost for above chemo/drug expenses: $42,690.19

Contracted amount my insurance paid: $3,489.70

My “out of pocket” cost: $4,402.74

Amount I saved on my “out of pocket” cost by applying for cancer grants and co-payment programs: $2,076.17

I could have saved thousands of dollars more had I found out about these programs earlier in my treatment….ugh!!

Amount I actually paid out of pocket on my chemo: $2,326.57

So, you can see it is well worth it to apply for cancer grant programs! And saving on your chemotherapy treatment is just one piece of the savings puzzle, you can also save on your radiation treatment out of pocket costs, and on your hospital out of pocket costs!

Dental tips for chemotherapy treatment

Luckily I had a dental cleaning scheduled just before I had my first chemotherapy treatment and my dentist gave me a lot of great advice on how to take care of my gums and teeth during my chemotherapy treatment to treat my breast cancer.

He explained that chemotherapy can be very hard on our gums especially due to many of the chemotherapy drugs causing dry mouth. Dry mouth can lead to a host of dental problems including gum disease if dry mouth is left untreated!

I also found that my teeth and gums became VERY sensitive during chemotherapy treatment and unfortunately this lasted for several months after I completed chemotherapy. Fortunately, there are many things you can do to treat dry mouth, sensitive teeth and gums, and to improve dental health including:

Chewing sugar free gum or sucking on sugar free candy or mints
Brush teeth twice a day and floss teeth daily
Drink lots and lots of water
Use a sensitive Toothpaste
Use a sensitive Mouthrinse
Use a VERY soft Toothbrush

There are more specifics on products I found to be very helpful during my treatment that you can read about by clicking below:

Click here to read more specifics on Dental tips for chemotherapy treatment

Worry less and save money on your cancer treatment

When I was diagnosed with breast cancer at age 40 my first and foremost concern was of course for my health and to be able to see my two young daughters Jessica (then 5 yrs) and Emily (then almost 2 yrs) grow up.

My second concern was how much my cancer treatment would cost and how much of a financial hardship it would be for my family. I was (and still am) a stay at home mom, so our family was already on a pretty tight budget.

I spent a lot of sleepless nights worrying about how much my treatment of chemotherapy, surgery, and radiation would cost and how we would pay for it.

I was soon committed to not let my cancer treatment be a financial drain on my family. As you go through cancer treatment you have a lot of nights that you have trouble sleeping either due to the treatment medications you are taking or the worry in your mind and in your heart.

I decided whenever I couldn’t sleep I would research ways to save money on my cancer treatment and apply for anything that I could in order to save as much money as possible on my treatment.

Had I known through my ten months of treatment all that I know now I could have applied for programs earlier and maximized more of my benefits and probably had many fewer sleepless nights worrying about how we would pay for my treatment.

My goal is to help others who are burdened by this horrible disease called cancer. Hopefully the information on Cancerbutterfly.com will ease your mind about the financial side of your treatment, so you can focus on your health.

I wish you much luck with your health and your financial side of cancer.

Resources to help cancer treatment be more comfortable

There are a lot of resources available on Cancerbutterfly.com to help cancer patients be more comfortable as they go through cancer treatment and to help guide them along the way. The following resources are things I either used as I personally went through breast cancer treatment or wished I had known about during treatment that I wish to share with other cancer patients.

Chemotherapy can be very hard on our gums especially due to many of the chemotherapy drugs causing dry mouth. Dry mouth can lead to a host of dental problems. There are tips to help prevent dry mouth on our Dental tips page.

Our wigs resource page provides basic information on wigs, along with how to care for them. It also gives the differences between the two main types of wigs: Synthetic Hair Wig & Real Human Hair Wig.

Our Meal train resource page makes it really easy for a friend or family member to set up a meal delivery calendar for you and it is FREE!

Our Tips for Cancer Patients resource page provides lots of suggestions on things to help you during treatment. Every cancer patient needs help with different things that could make life easier or more enjoyable while they go through cancer treatment.

Our Tips for Those Who Love a Cancer Patient resource page provides lots of suggestions on things you can do to help someone going through cancer treatment. Are you wondering what you can do to help your friend or family member who is battling cancer?

I could have saved an additional $2,326.57 on my cancer treatment!

If I had found out about these money saving cancer treatment programs earlier in my breast cancer treatment I could have saved an additional $2,326.57 on my out of pocket co-pays!

I did save $4,276.61 on my out of pocket co-pays for my cancer treatment, however finding out at the end of my treatment that I could have saved an additional $2,326.57 was devastating!

That was money that came directly out of my family’s pocket since I didn’t know about all the cost savings available to me at the beginning or even middle of my treatment! Many of the money saving programs available have time deadlines relating to your treatment and many of the programs also have retro rules regarding how far back in time they will allow you to use your benefits on prior treatments that occurred before the date you were actually “approved” in order to use your awarded benefits.

Since I had found out about these programs so late in my treatment, (I actually found out about them after had just finished chemotherapy), I had been awarded a certain amount of benefits that I could use but I was only able to use it on my last chemo treatment due to the programs retro rules on how far back you are allowed to use your awarded benefits 🙁

Needless to say this was extremely disappointing and frustrating to find out! So my hope is to help other cancer patients learn about and understand these programs as early as possible in their treatment so they can save as much money as possible on their out of pocket cancer treatment expenses.